Detroit No-Fault Benefits Lawyer
Understanding Michigan No-Fault Benefits
If you have been injured in a car accident, you are automatically entitled to receive certain benefits under Michigan’s no-fault law, as long as you have current insurance coverage on your vehicle. The No-fault law and the benefits it provides can be difficult to understand. If you have been injured in a car accident, talk to an experienced personal injury lawyer who can help you understand your rights.
At the law firm of Hopkins & Forhan, we represent clients throughout the Detroit area and across Michigan in a variety of auto accident cases. When you hire our firm, our lawyers will take the time to help you understand the basics of no-fault law and let you know what to expect throughout the process.
Your Benefits After a Michigan Auto Accident
Lifetime Benefit for Medical Expenses
Under the law, you are entitled to receive lifetime medical care for injuries suffered in an auto accident. In addition, you are entitled to reimbursement of transportation expenses to and from appointments associated with your care, including mileage and bus or cab fare. If, at any time, the insurance company denies a claim that should be covered, we will fight to ensure that you receive the benefits you deserve.
Three-Year Benefit for Wage Loss and Replacement Services
In addition to covering medical care, the law also provides for temporary benefits to cover lost wages and household services. For a period of up to three years, you can be reimbursed for a percentage of your regular wages. You are also entitled to a daily allowance for household jobs you previously did yourself, such as lawn care, home maintenance or house cleaning, but now must hire out because of your injuries.
Important No-Fault Deadlines
In order to receive no-fault benefits, you should file the benefits application immediately. If you do not file for benefits within one year from the date of the accident, you will lose your right to seek no-fault benefits for those injuries. In addition, if the insurance company refuses to pay any of your medical or transportation costs, you must file a lawsuit within one year of the date the expense was incurred.